[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tessera.sk\/pripravte-seba-a-svoje-financie-na-zivelne-pohromy\/#Article","mainEntityOfPage":"https:\/\/www.tessera.sk\/pripravte-seba-a-svoje-financie-na-zivelne-pohromy\/","headline":"Pripravte seba a svoje financie na \u017eiveln\u00e9 pohromy","name":"Pripravte seba a svoje financie na \u017eiveln\u00e9 pohromy","description":"Pojem \u017eiveln\u00e1 pohroma prest\u00e1va by\u0165 v\u00a0na\u0161ich kon\u010din\u00e1ch zriedkav\u00fd pojem. Vplyvom klimatick\u00fdch zmien doch\u00e1dza aj na na\u0161om \u00fazem\u00ed k\u00a0\u010doraz agres\u00edvnej\u0161\u00edm prejavom po\u010dasia. V\u00a0dne\u0161nej dobe je teda rozumn\u00e9 pripravi\u0165 sa aj na tieto nepriazniv\u00e9 udalosti, a\u00a0to nie len po str\u00e1nke finan\u010dnej. Odpor\u00fa\u010dame v\u00e1m riadi\u0165 sa nasleduj\u00facimi krokmi: 1. Zostavte svoje kontaktn\u00e9 inform\u00e1cie Zozbierajte v\u0161etky va\u0161e d\u00f4le\u017eit\u00e9 telef\u00f3nne […]","datePublished":"2018-07-28","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.tessera.sk\/author\/#Person","name":"","url":"https:\/\/www.tessera.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f14f9548cfce1bfc4b3267434069a757db9568e455121a8852ede019c83b3b5e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tessera.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tessera.sk\/wp-content\/uploads\/img_a291608_w16626_t1538153334.jpg","url":"https:\/\/www.tessera.sk\/wp-content\/uploads\/img_a291608_w16626_t1538153334.jpg","height":0,"width":0},"url":"https:\/\/www.tessera.sk\/pripravte-seba-a-svoje-financie-na-zivelne-pohromy\/","about":["Ekonomika"],"wordCount":429,"articleBody":"\tPojem \u017eiveln\u00e1 pohroma prest\u00e1va by\u0165 v\u00a0na\u0161ich kon\u010din\u00e1ch zriedkav\u00fd pojem. Vplyvom klimatick\u00fdch zmien doch\u00e1dza aj na na\u0161om \u00fazem\u00ed k\u00a0\u010doraz agres\u00edvnej\u0161\u00edm prejavom po\u010dasia. V\u00a0dne\u0161nej dobe je teda rozumn\u00e9 pripravi\u0165 sa aj na tieto nepriazniv\u00e9 udalosti, a\u00a0to nie len po str\u00e1nke finan\u010dnej.\tOdpor\u00fa\u010dame v\u00e1m riadi\u0165 sa nasleduj\u00facimi krokmi:\t\t1. Zostavte svoje kontaktn\u00e9 inform\u00e1cie\tZozbierajte v\u0161etky va\u0161e d\u00f4le\u017eit\u00e9 telef\u00f3nne \u010d\u00edsla vo fyzickom zozname aj v\u00a0bezpe\u010dnej digit\u00e1lnej podobe, ktor\u00fa m\u00f4\u017eete v pr\u00edpade potreby \u013eahko z\u00edska\u0165 z po\u010d\u00edta\u010da. Nikdy neviete, kedy m\u00f4\u017ee d\u00f4js\u0165 k po\u0161kodeniu v\u00e1\u0161ho mobiln\u00e9ho telef\u00f3nu v d\u00f4sledku povodn\u00ed alebo in\u00fdch okolnost\u00ed.\t2. Skontrolujte si svoje poistenie\tViete, ak\u00e9 je va\u0161e poistn\u00e9 krytie v pr\u00edpade povodn\u00ed? Pozorne si pre\u0161tudujte z\u00e1sady poistenia majite\u013ea domu, auta, n\u00e1jomcu s oh\u013eadom na obnovu po katastrofe. Uistite sa, \u017ee presne viete, \u010do je a nie je kryt\u00e9 poisten\u00edm. Zistite, \u010di va\u0161e poistenie pokr\u00fdva n\u00e1klady na opravy.\t3. Zhroma\u017edite d\u00f4le\u017eit\u00e9 dokumenty\tPre\u017eitie katastrofy a n\u00e1sledn\u00e1 obnova m\u00f4\u017ee vy\u017eadova\u0165 mno\u017estvo dokumentov, a\u00a0to od registr\u00e1ci\u00ed vozidiel a\u017e po rodn\u00e9 listy, poistn\u00e9 zmluvy a karty zdravotn\u00e9ho poistenia. Zostavte si fyzick\u00e9 a digit\u00e1lne k\u00f3pie v\u0161etk\u00fdch d\u00f4le\u017eit\u00fdch dokumentov. Preskenujte dokumenty a odovzdajte ich do bezpe\u010dn\u00e9ho online \u00falo\u017en\u00e9ho priestoru chr\u00e1nen\u00e9ho heslom, ku ktor\u00e9mu m\u00e1te pr\u00edstup z verejn\u00e9ho po\u010d\u00edta\u010da.\t4. Dvakr\u00e1t skontrolujte svoje hesl\u00e1\tPredt\u00fdm, ne\u017e d\u00f4jde k hav\u00e1rii, skontrolujte v\u0161etky hesl\u00e1 a k\u00f3dy, aby ste sa uistili, \u017ee budete ma\u0165 pr\u00edstup k\u00a0svojim finan\u010dn\u00fdm \u00fa\u010dtom z verejn\u00e9ho po\u010d\u00edta\u010da.\t5. Vytvorte n\u00fadzov\u00fd fond\tKatastrofy m\u00f4\u017eu by\u0165 drah\u00e9 aj napriek poisteniu. Zria\u010fte si fond pre v\u00fdnimo\u010dn\u00e9 \u00faspory. Sta\u010d\u00ed len p\u00e1r eur z ka\u017edej v\u00fdplaty. Zamyslite sa nad rozpo\u010dtom a starostlivo pritom zv\u00e1\u017ete n\u00e1klady v\u00a0pr\u00edpade \u017eivelnej pohromy, ako s\u00fa v\u00fddavky na potraviny, toaletn\u00e9 potreby a lieky.\u00a0\t\t\t6. Majte po ruke dostato\u010dn\u00fa hotovos\u0165\tPo hurik\u00e1ne Sandy, ktor\u00fd zasiahol severov\u00fdchod USA, trvalo nieko\u013eko t\u00fd\u017ed\u0148ov na \u00fapln\u00e9 obnovenie elektrickej energie. Nebolo by preto zbyto\u010dn\u00e9 dr\u017ea\u0165 mal\u00fa rezervu pe\u0148az\u00ed v\u00a0hotovosti v pr\u00edpade v\u00fdpadku, ktor\u00fd v\u00e1s m\u00f4\u017ee oddeli\u0165 od mo\u017enosti disponova\u0165 debetnou kartou.                                                                                                                                                                                                                                                                                                                                                                                        2.7\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pripravte seba a svoje financie na \u017eiveln\u00e9 pohromy","item":"https:\/\/www.tessera.sk\/pripravte-seba-a-svoje-financie-na-zivelne-pohromy\/#breadcrumbitem"}]}]